The reassurance of having a pressure-tested portfolio


Tim Buckley: Karin, as you know, I’m a minimal bit of a geek when it arrives to know-how driving all the assistance that you present. And I assume it is useful for our consumers to know the sophistication driving it. So irrespective of whether you are a retiree or a pre-retiree, we’re thinking about 1000’s of distinctive sector simulations to make guaranteed your portfolio can hold up.  So when we say that we have in fact pressure-tested your portfolio, we have believed about moments like we’re going by appropriate now.

Karin Risi: Which is accurately appropriate. What you are describing is Monte Carlo simulation. And as you claimed, we stress-examination the portfolio from 10,000 scenarios—one just like this, and in fact, many that are even worse than this. So our portfolios are constructed to weather this volatility.